Green Bay, DePere, Howard and Suamico real estate and homes for sale in Wisconsin - Barbara Yaeger, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Barbara Yaeger
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 877-304-7711.


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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What weighs 320 tons and is considered the largest single block building?

A 
Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Barbara Yaeger, REALTOR®, real estate agent and broker for Green Bay, DePere, Howard and Suamico, Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Yaeger
Resource One

1740 E. Matthew Drive
De Pere, WI 54115
Tel: 920-338-8106
Fax: 920-338-8110
Email: barbarayaeger@NUMBER1EXPERT.com

Barbara Yaeger offers you an unbeatable marketing plan! She works harder to help sell your house. And as one of America's NUMBER1EXPERTS in the Green Bay area, Barbara is committed to offer the highest standards of professional services to all our customers. Contact her today!

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